Author Archives: Yves Smith
Sheila Bair: Everything the IMF Wanted to Know About Financial Regulation and Wasn’t Afraid to Ask
Does anybody have a clear vision of the desirable financial system of the future?
Read more...Obama Defends “Big Brother” Powers
The NC commentariat has already done a deep dive into the IT and practical issues surrounding the NSA surveillance program leaks from Glenn Greenwald and the Guardian. This Real News Network interview with Paul Jay looks at the Administration’s initial response to those revelations. It’s a useful piece to circulate to friends and colleagues who might be unduly receptive to the “this is all done for your safety” claims. I suppose it’s useful to have Obama make it explicit he thinks that his interpretation of security needs comes before upholding the Constitution.
Read more...Links 6/8/13
Update on Site Performance Issues
Site performance has been lousy for the last week or so and absolutely terrible for the last 36 hours.
I think we have it fixed for now.
Read more...Mr. Market’s Temper Tantrum Over Fed Tapering Talk
Lordie, the market upset we’ve had over the past week plus over Bernanke using the T, as in “tapering” word, is escalating into a full-blown hissy fit. We now have the Wall Street Journal and other finance-oriented venues telling us how unbelievably important today’s job report is. Huh? One jobs report is just another in a long series of data points.
So why has this one been assigned earth-shaking importance?
Read more...Links 6/7/13
NYT Gives Damning-With-Faintest-Praise-Possible Profile of Glenn Greenwald After Surveillance Scoops
The Grey Lady roused itself to profile Glenn Greenwald after his blockbuster stories of the last two days: the first on a secret court order now in effect for Verizon to provide the NSA on all telephone records in its systems, the second on the PRISM program, which has given the NSA direct access to servers of information giants including Google, Facebook, and Microsoft, since 2007. But the piece is mean-spirited, underplaying Greenwald’s credentials and coming too close for comfort to character sniping.
Read more...Quelle Surprise! US and UK to File Criminal Charges Against Small Fry for Barclay’s Libor Abuses
Now before anyone gets excited about the specter of bankers doing a perp walk, the early word in a Wall Street Journal story on criminal charges being readied against former Barclays bankers says that the prosecutions will target “midlevel traders.” This exercise thus continues the established pattern of small fry serving as human shields for managers and executives.
Read more...Links 6/6/13
Mortgage Rate Increases Starting to Bite
Bloomberg reports that that staple of mortgage funding, the 30 year fixed rate mortgage, has seen its interest rate increase from 3.48% a month ago to 4.16% as of yesterday. By contrast, the highest rate the 30 year mortgage reached in the previous year as of mid-March had been 3.85%.
One analyst, Mark Hanson, sees evidence that the dropoff in refinancings has been impressive
Read more...Dan Kervick: Do Banks Create Money from Thin Air?
Yves here. This post by Kervick is LONG, but that’s because he unpacks the “creation” of money in a step-by-step manner. Your patience will be rewarded.
Read more...Dave Dayen on Student Loans as Medieval Indentures
Dave Dayen’s latest article at Salon makes a critical point about student debt, that is it fundamentally misleading to call it a loan.
Read more...Bill Black: How Elite Economic Hucksters Drive America’s Biggest Fraud Epidemics
Bill Black describes the spurious efforts to justify America’s recent fraudfests.
Read more...




