Here’s what you helped us to do. Hoisted from comments:
Noreen Evans says:
May 9, 2013 at 10:50 am
Yves, I wrote the Homeowners Bill of Rights, along with 2 of my legislative colleagues. The major sticking point was how the legislation would be enforced. We who wrote the bill felt strongly that the homeowner should have some ability to enforce the law. Without the ability to sue the foreclosing institution, the legislation had no teeth. And without the ability of the homeowner to seek attorney’s fees, the homeowner would likely have no legal representation. Glad to see the legislation is working as intended. However, one of the problems we now have is that now our courts are severely underfunded so even if the homeowners can sue, they may never have their day in court. Anyway, thank you for staying on top of this issue. Could not have done this without the work you do.
And keep in mind, this isn’t “work you do” in the personal sense. Most of what I’ve learned and written about on the mortgage and foreclosure beat has come from readers. Some have educated me about the intricacies of the law, some told me about the horrors they’ve faced in dealing with abusive servicers and clueless or captured judges, and some have stepped forward to act as whistleblowers. And of course, many of you have also helped make this effort possible via your financial contributions to this site.
So remember: We’ve helped save peoples’ homes, though our little corner of the universe.